Bank Makramah Limited provides various banking and financial products and services in Pakistan. The company operates through Corporate, SME and Commercial; Treasury; Retail banking; and Others segments. It offers current, savings, assan, profit and loss savings, and term deposit accounts; loan products; asset / liability management; treasury related products; equity brokerage, money market brokerage, interbank foreign exchange brokerage, and commodity brokerage and research services; and internet banking. It operates through conventional and Is... [
BML — Bank Makramah Limited
Sector: Commercial Banks · Pakistan Stock Exchange
⚠ Prices: 6 Nov 2026 — PSX end-of-day close (feed fetched 23:14 PKT) · Fundamentals: public data collected 6 Nov 2026 · Not live prices.Summary — BML
| Measure | Value |
|---|---|
| Price (Rs, 6 Nov — PSX delayed feed) | 61.59 |
| Change, 6 Nov session (delayed) | -0.40% |
| Volume (shares, 6 Nov session) | 279,746 |
| Market capitalisation | Rs 63.30 bn |
| Revenue (TTM) | Rs 19.33 bn |
| Price / Earnings (P/E) | 0.40 |
| Price / Book (P/B) | 0.94 |
| Dividend yield | 0.00% |
| Return on equity (ROE) | 55.20% |
| Net margin | 314.60% |
| Debt / Equity (as reported by source) | 63.10% |
| Revenue growth, 3-year | — |
Company Snapshot
| Paid-up Capital | Rs 10,278.89 mn |
| Authorized Capital | Rs 20,000.00 mn |
| Shares Outstanding | 1,027.89 mn |
| Free Float | 205.58 mn |
| Free Float % | 20.00 % |
| Face Value | Rs 10.00 |
| Fiscal Year End | December |
| Avg Volume (12M) | 8,954,412 |
| Book Value / Share | Rs. 21.95 (Upto 2026 2Q) |
| Total Book Value (computed) | Rs 22.56 bn |
Capital data: SCSTRADE company snapshot, collected 6 Nov 2026. Total Book Value is computed on this page as Book Value / Share × Shares Outstanding.
PSX Scorecard — five checks on this stock's own data
VALUE
2/6
FUTURENo forecast data
PAST
4/6
HEALTH
4/6
DIVIDEND
0/6
Strongest: Past performance (4/6). Weakest: Dividend (0/6).
How this is scored
Scores are computed mechanically from the data on this page, 0–6 per axis, scaled over the checks that could be run — an axis with no data is labelled, never scored zero for missing data. VALUE: upside to the average analyst target (bands from +30% down), P/E and P/B below the sector median, yield above the sector median. FUTURE: S&P consensus forward EPS and revenue growth bands (only where estimates exist). PAST: revenue and EPS growth across the published financial history, latest year profitable, ROE bands. HEALTH: debt/equity bands, positive latest net margin, no loss-making year in the history. DIVIDEND: yield bands, years of recorded DPS, DPS trend, and payout (DPS ÷ EPS) at or under 100%. The full rule table is in the site's data inventory. Scores are a data summary, not a recommendation.
Performance — BML
Day range — 6 Nov 2026 session
Day lowRs 60.48Close Rs 61.59Day highRs 62.98
Day high/low from the official PSX market-summary feed for the 6 Nov 2026 session.
Investment Case — BML
Strengths — from the numbers
- Revenue grew +4682.7% across the published history, FY2021–FY2025 (Rs 586m → Rs 28,050m).
- Net margin improved to 31.48% in FY2025, from -496.48% in FY2021.
- Return on equity of 55.20% on the dataset's trailing figures.
- Debt/equity of 0.63 — below 1 (the source reports this figure as 63.10%).
Risks / watch points — from the numbers
- Earnings per share fell -144.2% in the latest year, FY2025 (Rs -20.00 → Rs 8.83).
- Loss-making in FY2024: net income was Rs -5,206m.
- Loss-making in FY2023: net income was Rs -5,327m.
- Loss-making in FY2022: net income was Rs -3,188m.
- Loss-making in FY2021: net income was Rs -2,912m.
Recent performance — FY2025
| Revenue | Rs 28,050m (+3180.5% vs FY2024) |
| Net income | Rs 8,830m (-269.6% vs FY2024) |
| EPS | Rs 8.83 (-144.2% vs FY2024) |
| Net margin | 31.48% |
Latest published fiscal year from the financial history below (StockAnalysis figures, collected 6 Nov 2026).
Generated from the figures above — PSX Analysis data summary, not investment advice.
Quotes — BML
| Quote | Value |
|---|---|
| Last price (Rs) | 61.59 |
| Change, 6 Nov session | -0.40% |
| Day open, 6 Nov (Rs) | 62.95 |
| Day high, 6 Nov (Rs) | 62.98 |
| Day low, 6 Nov (Rs) | 60.48 |
| Previous close — LDCP (Rs) | 61.84 |
| Volume (shares, 6 Nov session) | 279,746 |
| Market capitalisation | Rs 63.30 bn |
Day open/high/low and previous close (LDCP) are from the official PSX market-summary feed for the 6 Nov 2026 session, the same feed that supplies the closing price. 1-year figures are computed from the daily-close chart series below.
Technicals — BML
Classic pivot levels — from the 6 Nov session
| Level | Rs |
|---|---|
| Resistance 2 (R2) | 64.18 |
| Resistance 1 (R1) | 62.89 |
| Pivot point (PP) | 61.68 |
| Support 1 (S1) | 60.39 |
| Support 2 (S2) | 59.18 |
Classic pivots from the 6 Nov 2026 session's high (Rs 62.98), low (Rs 60.48) and close (Rs 61.59) in the official PSX feed. The close sits below the pivot point.
Technicals are mechanical calculations on past prices. They describe momentum and recent trading ranges only — not investment advice.
Company — BML
| Company | Bank Makramah Limited |
| Symbol | BML |
| Sector | Commercial Banks |
| Market capitalisation | Rs 63.30 bn |
| Revenue (TTM) | Rs 19.33 bn |
Founded 2005 · Employees 1,633 — as published by StockAnalysis.
Company description: StockAnalysis company profile, collected 6 Nov 2026.
Exchange record: PSX company profile for BML (Pakistan Stock Exchange data portal).
Financials — BML
Revenue (TTM)
Rs 19,331m
Rs 19,331m
Net income (TTM)
Rs 2,172m
Rs 2,172m
EPS (TTM)
Rs 2.14
Rs 2.14
Net margin (TTM)
11.24%
11.24%
P/E
0.40
0.40
P/B
0.94
0.94
Dividend yield
0.00%
0.00%
ROE
55.20%
55.20%
Net margin
314.60%
314.60%
Debt / Equity
63.10%
63.10%
| Measure | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue (Rs m) | 586 | -1,392 | -229 | 855 | 28,050 |
| Net income (Rs m) | -2,912 | -3,188 | -5,327 | -5,206 | 8,830 |
| EPS (Rs) | -22.07 | -24.20 | -20.00 | -20.00 | 8.83 |
| Net margin | -496.48% | — | — | -608.89% | 31.48% |
Trailing twelve months (to Sep 30, 2026, not a completed fiscal year): Revenue Rs 19,331m · Net income Rs 2,172m · EPS Rs 2.14 · Net margin 11.24%.
Source: StockAnalysis financials, collected 6 Nov 2026 — this stock's published history here spans FY2021–FY2025 (5 fiscal years; the source table publishes a maximum of five completed years per stock). A dash means the source did not publish that figure for that year.
Valuation & Fair Value — BML
Fair P/E Value — sector multiple
Rs 12.84
Current price Rs 61.59 · -79.2%
Formula: sector median P/E 6.00× × EPS Rs 2.14 = Rs 12.84. Sector median across 19 Commercial Banks peers with a published P/E — the same basis as the median table below. EPS is the trailing-twelve-month (TTM) figure published in the dataset.
Fair P/B Value — sector multiple
Rs 19.97
Current price Rs 61.59 · -67.6%
Formula: sector median P/B 0.91× × book value per share Rs 21.95 = Rs 19.97. Sector median across 19 Commercial Banks peers with a published P/B — the same basis as the median table below. Book value per share from the SCSTRADE company snapshot (Upto 2026 2Q), collected 6 Nov 2026.
0 of 2 measures above the current price. Each measure stands on its own stated basis — they are deliberately not blended into a single fair value. Mechanical estimates computed from published data; not investment advice.
| Measure | BML | Sector median |
|---|---|---|
| Price / Earnings (P/E) | 0.40 | 6.00 |
| Price / Book (P/B) | 0.94 | 0.91 |
| Dividend yield | 0.00% | 8.90% |
| Return on equity (ROE) | 55.20% | 17.00% |
Sector median across 19 listed peers in our dataset (sector: Commercial Banks), computed only from peers where the measure is published; a median is shown only when at least 5 peers have the measure.
Sector — BML
BML ranks #14 by market capitalisation among the 19 listed Commercial Banks stocks in our dataset. Full sector tables: Sectors.
FAQ — BML
What is the current BML share price?
Bank Makramah Limited (BML) last traded at Rs 61.59 in the 6 Nov 2026 session, -0.40% on the day. Prices on this page are the PSX end-of-day close from the official delayed feed, not live prices.
Which PSX sector is BML in?
Bank Makramah Limited (BML) is classified in the Commercial Banks sector on the Pakistan Stock Exchange.
What are BML's P/E ratio and dividend yield?
Bank Makramah Limited (BML) shows a P/E ratio of 0.40 and a dividend yield of 0.00% in the public data collected 6 Nov 2026.
Answers are generated from this page's own figures (public data collected 6 Nov 2026; prices are the 6 Nov 2026 PSX end-of-day close, not live).
Bank Makramah Limited (BML) is classified in the Commercial Banks sector on the Pakistan Stock Exchange.
Every figure above comes from public listings collected on 6 November 2026 (StockAnalysis and SmartMoney, merged by symbol), with the price, change and volume refreshed on 6 Nov 2026 from the official PSX delayed market feed (end-of-day close, fetched 23:14 PKT) — delayed figures, not live prices. If this stock was absent from that feed, its price is the previous latest close. A dash means the measure was not published for this stock by the sources, not that it is zero. Compare BML with the market's largest shares in the Top 250 screener, browse the whole market in Stocks A–Z, and read the ratios explainer in Learn.
This page is a data summary for education, not a recommendation to buy or sell BML.