Capital data: SCSTRADE company snapshot, collected 6 Nov 2026. Total Book Value is computed on this page as Book Value / Share × Shares Outstanding.
PSX Scorecard — five checks on this stock's own data
VALUE
6/6
FUTURENo forecast data
PAST
6/6
HEALTH
6/6
DIVIDEND
5.5/6
Strongest: Value (6/6). Weakest: Dividend (5.5/6).
How this is scored
Scores are computed mechanically from the data on this page, 0–6 per axis, scaled over the checks that could be run — an axis with no data is labelled, never scored zero for missing data. VALUE: upside to the average analyst target (bands from +30% down), P/E and P/B below the sector median, yield above the sector median. FUTURE: S&P consensus forward EPS and revenue growth bands (only where estimates exist). PAST: revenue and EPS growth across the published financial history, latest year profitable, ROE bands. HEALTH: debt/equity bands, positive latest net margin, no loss-making year in the history. DIVIDEND: yield bands, years of recorded DPS, DPS trend, and payout (DPS ÷ EPS) at or under 100%. The full rule table is in the site's data inventory. Scores are a data summary, not a recommendation.
Performance — EFUG
1W-3.4%
1M-0.7%
3M-2.8%
6M+0.2%
1Y-0.9%
Returns computed from daily closes to 05 Nov 2026 (Yahoo Finance PSX series, collected 6 Nov 2026); each bar is scaled to the largest move shown.
Day high/low from the official PSX market-summary feed for the 6 Nov 2026 session.
Investment Case — EFUG
Strengths — from the numbers
Revenue grew +124.4% across the published history, FY2021–FY2025 (Rs 55,089m → Rs 123,598m).
Earnings per share grew +116.7% across the published history, FY2021–FY2025 (Rs 13.03 → Rs 28.24).
Return on equity of 20.90% on the dataset's trailing figures.
Debt/equity of 0.04 — below 1 (the source reports this figure as 3.50%).
Dividends recorded in every one of the 5 years in the published record; latest DPS Rs 10.00 (2025), a dividend yield of 8.40% at the current price.
Risks / watch points — from the numbers
Net margin has fallen to 4.57% in FY2025, from 4.73% in FY2021.
Share price is down -0.9% over the past year on the chart series (2025-11-06 → 2026-11-05).
Recent performance — FY2025
Revenue
Rs 123,598m (+4.1% vs FY2024)
Net income
Rs 5,648m (+49.4% vs FY2024)
EPS
Rs 28.24 (+49.3% vs FY2024)
Net margin
4.57%
Latest published fiscal year from the financial history below (StockAnalysis figures, collected 6 Nov 2026).
Generated from the figures above — PSX Analysis data summary, not investment advice.
Upcoming Result — Broker Forecasts
Expected Dividend — Broker Estimate
House
Expected dividend / share
Expected yield
SCSTRADE (Standard Capital Securities)
Rs 7.60
6.36%
House's published expected dividend, Upto 2026 3Q — SCSTRADE company snapshot, collected 7 Nov 2026.
Forecasts are the publishing houses' own estimates — not actual results and not PSX Analysis estimates.
Quotes — EFUG
Quote
Value
Last price (Rs)
119.57
Change, 6 Nov session
-0.76%
Day open, 6 Nov (Rs)
119.04
Day high, 6 Nov (Rs)
126.69
Day low, 6 Nov (Rs)
117.00
Previous close — LDCP (Rs)
120.48
Volume (shares, 6 Nov session)
5,853
Market capitalisation
Rs 23.92 bn
1-year high (chart series, Rs)
136.50
1-year low (chart series, Rs)
115.01
1-year change (chart series)
-0.9%
Day open/high/low and previous close (LDCP) are from the official PSX market-summary feed for the 6 Nov 2026 session, the same feed that supplies the closing price. 1-year figures are computed from the daily-close chart series below.
Last 10 trading sessions
Date
Close (Rs)
Change
05 Nov 2026
120.48
+2.41%
04 Nov 2026
117.64
-1.26%
03 Nov 2026
119.14
-4.68%
02 Nov 2026
124.99
+1.62%
30 Oct 2026
123.00
-1.41%
29 Oct 2026
124.76
+1.40%
28 Oct 2026
123.04
+0.00%
27 Oct 2026
123.04
-0.77%
26 Oct 2026
124.00
+0.00%
23 Oct 2026
124.00
+0.00%
Daily closes: Yahoo Finance PSX series, collected 6 Nov 2026. The series records closes only, so no volume column is shown.
Technical Chart — EFUG
Loading chart…
Daily candles — Yahoo Finance daily data to 6 Nov 2026 · End-of-day, delayed — not real-time prices.
2024-11-06 → 2026-11-06 · +26.9% over the period · 514 trading days · Moving averages, RSI and MACD are computed in your browser from the same daily bars. Trend lines connect the two most recent swing highs/lows.
1-year returns compared
1-year price change
Change
EFUG (this stock)
-0.9%
Sector median — Insurance (median of 25 stocks in our dataset)
-5.9%
All listed stocks median (median of 440 stocks in our dataset)
-6.2%
Price change only (dividends not included), from the daily-close series above.
Technicals — EFUG
Moving averages
Average
Value (Rs)
Price vs average
MA20 — 20-session average
122.24
Price Below
MA50 — 50-session average
124.96
Price Below
MA200 — 200-session average
124.92
Price Below
RSI (14) — 44.5 · Neutral
030 — oversold below70 — overbought above100
Wilder RSI(14) computed from the daily-close series. RSI is a momentum gauge, not a buy or sell signal.
Classic pivot levels — from the 6 Nov session
Level
Rs
Resistance 2 (R2)
130.78
Resistance 1 (R1)
125.17
Pivot point (PP)
121.09
Support 1 (S1)
115.48
Support 2 (S2)
111.40
Classic pivots from the 6 Nov 2026 session's high (Rs 126.69), low (Rs 117.00) and close (Rs 119.57) in the official PSX feed. The close sits below the pivot point.
Signals summary
Reading
Status
Price vs MA20
Below
Price vs MA50
Below
Price vs MA200
Below
RSI (14) zone
Neutral (44.5)
MACD vs signal line
Below
Short-term trend (MA20 vs MA50)
Down
Medium-term trend (MA50 vs MA200)
Up
Long-term trend (price vs MA200)
Down
Trend labels compare the named averages (long-term compares the price with MA200); “Up” means the first-named sits above the second. Mechanical readings from daily closes — not investment advice.
Technicals are mechanical calculations on past prices. Based on daily closes to 05 Nov 2026. They describe momentum and recent trading ranges only — not investment advice.
Trailing twelve months (to Sep 30, 2026, not a completed fiscal year): Revenue Rs 104,795m · Net income Rs 4,830m · EPS Rs 24.15 · Net margin 4.61%.
Source: StockAnalysis financials, collected 6 Nov 2026 — this stock's published history here spans FY2021–FY2025 (5 fiscal years; the source table publishes a maximum of five completed years per stock). A dash means the source did not publish that figure for that year.
Dividend History
Dividend per share (Rs, per fiscal year)
2021
2022
2023
2024
2025
DPS
10
10
10
10
10
A dash means no dividend was recorded for that year in the source. Source: StockAnalysis dividend history, collected 6 Nov 2026.
All recorded dividend payments
Payments recorded since 2022 — StockAnalysis, collected 7 Nov 2026.
Ex-dividend date
Dividend (Rs)
Pay date
Nov 4, 2026
1.500
Nov 27, 2026
Aug 31, 2026
1.500
Sep 8, 2026
May 4, 2026
1.500
May 11, 2026
Mar 18, 2026
5.500
Apr 6, 2026
Nov 4, 2025
1.500
Nov 13, 2025
Sep 2, 2025
1.500
Sep 11, 2025
May 2, 2025
1.500
May 13, 2025
Mar 17, 2025
5.500
Apr 3, 2025
Nov 5, 2024
1.500
Nov 13, 2024
Sep 4, 2024
1.500
Sep 12, 2024
May 7, 2024
1.500
May 15, 2024
Mar 20, 2024
5.500
Apr 2, 2024
Nov 8, 2023
1.500
Nov 17, 2023
Sep 11, 2023
1.500
Sep 19, 2023
May 11, 2023
1.500
May 19, 2023
Apr 6, 2023
5.500
Apr 18, 2023
Nov 10, 2022
1.500
Nov 18, 2022
Sep 5, 2022
1.500
Sep 13, 2022
May 11, 2022
1.500
May 19, 2022
Mar 22, 2022
5.500
Apr 7, 2022
Payout ratio, FY2025: dividend per share Rs 10.00 ÷ EPS Rs 28.24 = 35.4% of earnings paid out as dividends.
Valuation & Fair Value — EFUG
Fair P/E Value — sector multiple
Rs 138.86
Current price Rs 119.57 · +16.1%
Formula: sector median P/E 5.75× × EPS Rs 24.15 = Rs 138.86. Sector median across 24 Insurance peers with a published P/E — the same basis as the median table below. EPS is the trailing-twelve-month (TTM) figure published in the dataset.
Fair P/B Value — sector multiple
Rs 121.18
Current price Rs 119.57 · +1.3%
Formula: sector median P/B 0.82× × book value per share Rs 147.78 = Rs 121.18. Sector median across 27 Insurance peers with a published P/B — the same basis as the median table below. Book value per share from the SCSTRADE company snapshot (Upto 2026 2Q), collected 6 Nov 2026.
2 of 2 measures above the current price. Each measure stands on its own stated basis — they are deliberately not blended into a single fair value. Mechanical estimates computed from published data; not investment advice.
Measure
EFUG
Sector median
Price / Earnings (P/E)
4.10
5.75
Price / Book (P/B)
0.80
0.82
Dividend yield
8.40%
0.00%
Return on equity (ROE)
20.90%
14.10%
Sector median across 29 listed peers in our dataset (sector: Insurance), computed only from peers where the measure is published; a median is shown only when at least 5 peers have the measure.
Calendar — EFUG
Ex-dividend date
Dividend (Rs)
Pay date
Status
Nov 4, 2026
1.500
Nov 27, 2026
Paid
Aug 31, 2026
1.500
Sep 8, 2026
Paid
May 4, 2026
1.500
May 11, 2026
Paid
Mar 18, 2026
5.500
Apr 6, 2026
Paid
Nov 4, 2025
1.500
Nov 13, 2025
Paid
Sep 2, 2025
1.500
Sep 11, 2025
Paid
May 2, 2025
1.500
May 13, 2025
Paid
Mar 17, 2025
5.500
Apr 3, 2025
Paid
Dividend dates as recorded by StockAnalysis (collected 6 Nov 2026); past payments are labelled Paid. Market-closed days that affect settlement: PSX Holidays 2026 · more yields and payers on the dividend hub.
Sector — EFUG
EFUG ranks #3 by market capitalisation among the 29 listed Insurance stocks in our dataset. Full sector tables: Sectors.
EFU General Insurance Limited (EFUG) last traded at Rs 119.57 in the 6 Nov 2026 session, -0.76% on the day. Prices on this page are the PSX end-of-day close from the official delayed feed, not live prices.
What is EFUG's 52-week range?
Across the daily-close series (2025-11-06 to 2026-11-05), EFUG traded between Rs 115.01 and Rs 136.50. The latest close in the series was Rs 120.48.
Which PSX sector is EFUG in?
EFU General Insurance Limited (EFUG) is classified in the Insurance sector on the Pakistan Stock Exchange.
What is the latest EFUG dividend?
Total dividend per share for fiscal 2025 was Rs 10.00; the most recent recorded payment is Rs 1.50 per share (ex-date Nov 4, 2026, pay date Nov 27, 2026). Dividend history as recorded by StockAnalysis, collected 6 Nov 2026.
What are EFUG's P/E ratio and dividend yield?
EFU General Insurance Limited (EFUG) shows a P/E ratio of 4.10 and a dividend yield of 8.40% in the public data collected 6 Nov 2026.
Answers are generated from this page's own figures (public data collected 6 Nov 2026; prices are the 6 Nov 2026 PSX end-of-day close, not live).
EFU General Insurance Limited (EFUG) is classified in the Insurance sector on the Pakistan Stock Exchange.
Every figure above comes from public listings collected on 6 November 2026 (StockAnalysis and SmartMoney, merged by symbol), with the price, change and volume refreshed on 6 Nov 2026 from the official PSX delayed market feed (end-of-day close, fetched 23:14 PKT) — delayed figures, not live prices. If this stock was absent from that feed, its price is the previous latest close. A dash means the measure was not published for this stock by the sources, not that it is zero. Compare EFUG with the market's largest shares in the Top 250 screener, browse the whole market in Stocks A–Z, and read the ratios explainer in Learn.
This page is a data summary for education, not a recommendation to buy or sell EFUG.