FIBLM — First IBL Modaraba

Sector: Modarabas · Pakistan Stock Exchange

⚠ Prices: 6 Nov 2026 — PSX end-of-day close (feed fetched 23:14 PKT) · Fundamentals: public data collected 6 Nov 2026 · Not live prices.

Summary Performance Investment Case Quotes Technical Chart Technicals Company Financials Valuation & Fair Value Calendar Sector FAQ

Summary — FIBLM

Measure	Value
Price (Rs, 6 Nov — PSX delayed feed)	15.10
Change, 6 Nov session (delayed)	+4.86%
Volume (shares, 6 Nov session)	577,781
Market capitalisation	Rs 327.5 mn
Revenue (TTM)	Rs 39.2 mn
Price / Earnings (P/E)	15.30
Price / Book (P/B)	1.24
Dividend yield	0.00%
Return on equity (ROE)	11.60%
Net margin	58.50%
Debt / Equity (as reported by source)	—
Revenue growth, 3-year	29.50%

Company Snapshot

Paid-up Capital	Rs 216.88 mn
Authorized Capital	Rs 500.00 mn
Shares Outstanding	21.69 mn
Free Float	10.84 mn
Free Float %	50.0 %
Face Value	Rs 10.00
Fiscal Year End	June
Avg Volume (12M)	274,226
Book Value / Share	Rs. 12.03 (Upto 2027 1Q)
Total Book Value (computed)	Rs 260.9 mn

Capital data: SCSTRADE company snapshot, collected 6 Nov 2026. Total Book Value is computed on this page as Book Value / Share × Shares Outstanding.

PSX Scorecard — five checks on this stock's own data

VALUE

2/6

FUTURENo forecast data

PAST

3.5/6

HEALTH

3/6

DIVIDEND

2/6

Strongest: Past performance (3.5/6). Weakest: Value (2/6).

How this is scored

Scores are computed mechanically from the data on this page, 0–6 per axis, scaled over the checks that could be run — an axis with no data is labelled, never scored zero for missing data. VALUE: upside to the average analyst target (bands from +30% down), P/E and P/B below the sector median, yield above the sector median. FUTURE: S&P consensus forward EPS and revenue growth bands (only where estimates exist). PAST: revenue and EPS growth across the published financial history, latest year profitable, ROE bands. HEALTH: debt/equity bands, positive latest net margin, no loss-making year in the history. DIVIDEND: yield bands, years of recorded DPS, DPS trend, and payout (DPS ÷ EPS) at or under 100%. The full rule table is in the site's data inventory. Scores are a data summary, not a recommendation.

Performance — FIBLM

1W+2.9%

1M+3.2%

3M+5.2%

6M+26.0%

1Y+21.5%

Returns computed from daily closes to 05 Nov 2026 (Yahoo Finance PSX series, collected 6 Nov 2026); each bar is scaled to the largest move shown.

52-week range — daily-close series

52-week lowRs 9.85Now Rs 15.10
+53.3% above low · −34.8% below high52-week highRs 23.16

Day range — 6 Nov 2026 session

Day lowRs 14.30Close Rs 15.10Day highRs 15.84

Day high/low from the official PSX market-summary feed for the 6 Nov 2026 session.

Investment Case — FIBLM

Strengths — from the numbers

Revenue grew +59.9% across the published history, FY2022–FY2026 (Rs 28m → Rs 45m).
Net margin improved to 30.65% in FY2026, from -6.95% in FY2022.
Dividends recorded in every one of the 5 years in the published record; latest DPS Rs 0.13 (2020).
Share price is up +21.5% over the past year on the chart series (2025-11-06 → 2026-11-05).

Risks / watch points — from the numbers

Revenue fell -8.0% in the latest year, FY2026 (Rs 49m → Rs 45m).
Earnings per share fell -48.4% in the latest year, FY2026 (Rs 1.24 → Rs 0.64).
Loss-making in FY2022: net income was Rs -2m.
Dividend per share is lower than at the start of the record: Rs 0.20 → Rs 0.13.
No dividend was recorded for 2018 in the source's dividend history.

Recent performance — FY2026

Revenue	Rs 45m (-8.0% vs FY2025)
Net income	Rs 14m (-48.3% vs FY2025)
EPS	Rs 0.64 (-48.4% vs FY2025)
Net margin	30.65%

Latest published fiscal year from the financial history below (StockAnalysis figures, collected 6 Nov 2026).

Generated from the figures above — PSX Analysis data summary, not investment advice.

Quotes — FIBLM

Quote	Value
Last price (Rs)	15.10
Change, 6 Nov session	+4.86%
Day open, 6 Nov (Rs)	14.58
Day high, 6 Nov (Rs)	15.84
Day low, 6 Nov (Rs)	14.30
Previous close — LDCP (Rs)	14.40
Volume (shares, 6 Nov session)	577,781
Market capitalisation	Rs 327.5 mn
1-year high (chart series, Rs)	23.16
1-year low (chart series, Rs)	9.85
1-year change (chart series)	+21.5%

Day open/high/low and previous close (LDCP) are from the official PSX market-summary feed for the 6 Nov 2026 session, the same feed that supplies the closing price. 1-year figures are computed from the daily-close chart series below.

Last 10 trading sessions

Date	Close (Rs)	Change
05 Nov 2026	14.55	+0.00%
04 Nov 2026	14.55	+1.68%
03 Nov 2026	14.31	+2.65%
02 Nov 2026	13.94	-1.13%
30 Oct 2026	14.10	-0.28%
29 Oct 2026	14.14	-1.60%
28 Oct 2026	14.37	-1.51%
27 Oct 2026	14.59	-1.35%
26 Oct 2026	14.79	-4.40%
23 Oct 2026	15.47	-1.15%

Daily closes: Yahoo Finance PSX series, collected 6 Nov 2026. The series records closes only, so no volume column is shown.

Technical Chart — FIBLM

Loading chart…

Daily candles — Yahoo Finance daily data to 6 Nov 2026 · End-of-day, delayed — not real-time prices.

2024-11-06 → 2026-11-06 · +321.8% over the period · 515 trading days · Moving averages, RSI and MACD are computed in your browser from the same daily bars. Trend lines connect the two most recent swing highs/lows.

1-year returns compared

1-year price change	Change
FIBLM (this stock)	+21.5%
Sector median — Modarabas (median of 18 stocks in our dataset)	+11.2%
All listed stocks median (median of 440 stocks in our dataset)	-6.2%

Price change only (dividends not included), from the daily-close series above.

Technicals — FIBLM

Moving averages

Average	Value (Rs)	Price vs average
MA20 — 20-session average	14.98	Price Above
MA50 — 50-session average	15.22	Price Below
MA200 — 200-session average	13.16	Price Above

RSI (14) — 47.1 · Neutral

030 — oversold below70 — overbought above100

Wilder RSI(14) computed from the daily-close series. RSI is a momentum gauge, not a buy or sell signal.

Classic pivot levels — from the 6 Nov session

Level	Rs
Resistance 2 (R2)	16.62
Resistance 1 (R1)	15.86
Pivot point (PP)	15.08
Support 1 (S1)	14.32
Support 2 (S2)	13.54

Classic pivots from the 6 Nov 2026 session's high (Rs 15.84), low (Rs 14.30) and close (Rs 15.10) in the official PSX feed. The close sits above the pivot point.

Signals summary

Reading	Status
Price vs MA20	Above
Price vs MA50	Below
Price vs MA200	Above
RSI (14) zone	Neutral (47.1)
MACD vs signal line	Below
Short-term trend (MA20 vs MA50)	Down
Medium-term trend (MA50 vs MA200)	Up
Long-term trend (price vs MA200)	Up

Trend labels compare the named averages (long-term compares the price with MA200); “Up” means the first-named sits above the second. Mechanical readings from daily closes — not investment advice.

Technicals are mechanical calculations on past prices. Based on daily closes to 05 Nov 2026. They describe momentum and recent trading ranges only — not investment advice.

Company — FIBLM

Company	First IBL Modaraba
Symbol	FIBLM
Sector	Modarabas
Market capitalisation	Rs 327.5 mn
Revenue (TTM)	Rs 39.2 mn

First IBL Modaraba First IBL Modaraba, an Islamic financial institution, provides financial services in Pakistan. It operates through three segments; Ijarah Finances; Musharakah Finances; and Investment Property. The company offers Ijarah lease finance for plant and machinery, motor vehicles, furniture and fixtures, and office equipment; Musharakah, an investment and management solution; Morabaha to finance the client's needs to purchase tangible commodities; and house finance to buy or renovate house. It serves construction and engineering companies, textile com... [

Founded 1989 · Employees 5 — as published by StockAnalysis.

Company description: StockAnalysis company profile, collected 6 Nov 2026.

Exchange record: PSX company profile for FIBLM (Pakistan Stock Exchange data portal).

Financials — FIBLM

Revenue (TTM)
Rs 40m

Net income (TTM)
Rs 10m

EPS (TTM)
Rs 0.47

Net margin (TTM)
25.61%

P/E
15.30

P/B
1.24

Dividend yield
0.00%

ROE
11.60%

Net margin
58.50%

Measure	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue (Rs m)	28	36	52	49	45
Operating income (Rs m)	4	13	21	18	23
Net income (Rs m)	-2	10	11	27	14
EPS (Rs)	-0.09	0.46	0.51	1.24	0.64
Net margin	-6.95%	27.97%	21.16%	54.56%	30.65%

Trailing twelve months (to Sep 30, 2026, not a completed fiscal year): Revenue Rs 40m · Net income Rs 10m · EPS Rs 0.47 · Net margin 25.61%.

Source: StockAnalysis financials, collected 6 Nov 2026 — this stock's published history here spans FY2022–FY2026 (5 fiscal years; the source table publishes a maximum of five completed years per stock). A dash means the source did not publish that figure for that year.

Dividend History

Dividend per share (Rs, summed by ex-dividend calendar year)	2015	2016	2017	2019	2020
DPS	0.2	0.351	0.357	0.16	0.13

A dash means no dividend was recorded for that year in the source. Source: StockAnalysis dividend history, collected 6 Nov 2026.

All recorded dividend payments

Payments recorded since 2015 — StockAnalysis, collected 7 Nov 2026.

Ex-dividend date	Dividend (Rs)	Pay date
Oct 19, 2020	0.130	Nov 20, 2020
Oct 15, 2019	0.160	Nov 4, 2019
Oct 18, 2017	0.357	Nov 23, 2017
Oct 18, 2016	0.351	Nov 16, 2016
Oct 22, 2015	0.200	Nov 27, 2015

Valuation & Fair Value — FIBLM

Fair P/E Value — sector multiple

Rs 8.58

Current price Rs 15.10 · -43.2%

Formula: sector median P/E 18.25× × EPS Rs 0.47 = Rs 8.58. Sector median across 12 Modarabas peers with a published P/E — the same basis as the median table below. EPS is the trailing-twelve-month (TTM) figure published in the dataset.

Fair P/B Value — sector multiple

Rs 12.87

Current price Rs 15.10 · -14.8%

Formula: sector median P/B 1.07× × book value per share Rs 12.03 = Rs 12.87. Sector median across 17 Modarabas peers with a published P/B — the same basis as the median table below. Book value per share from the SCSTRADE company snapshot (Upto 2027 1Q), collected 6 Nov 2026.

0 of 2 measures above the current price. Each measure stands on its own stated basis — they are deliberately not blended into a single fair value. Mechanical estimates computed from published data; not investment advice.

Measure	FIBLM	Sector median
Price / Earnings (P/E)	15.30	18.25
Price / Book (P/B)	1.24	1.07
Dividend yield	0.00%	0.00%
Return on equity (ROE)	11.60%	4.10%

Sector median across 20 listed peers in our dataset (sector: Modarabas), computed only from peers where the measure is published; a median is shown only when at least 5 peers have the measure.

Calendar — FIBLM

Ex-dividend date	Dividend (Rs)	Pay date	Status
Oct 19, 2020	0.130	Nov 20, 2020	Paid
Oct 15, 2019	0.160	Nov 4, 2019	Paid
Oct 18, 2017	0.357	Nov 23, 2017	Paid
Oct 18, 2016	0.351	Nov 16, 2016	Paid
Oct 22, 2015	0.200	Nov 27, 2015	Paid

Dividend dates as recorded by StockAnalysis (collected 6 Nov 2026); past payments are labelled Paid. Market-closed days that affect settlement: PSX Holidays 2026 · more yields and payers on the dividend hub.

Sector — FIBLM

FIBLM ranks #15 by market capitalisation among the 20 listed Modarabas stocks in our dataset. Full sector tables: Sectors.

Peer	Price (Rs)	Change, 6 Nov	Market Cap
PIM	192.48	+9.94%	Rs 3.85 bn
FTMM	18.95	-0.37%	Rs 3.71 bn
FHAM	27.98	+0.47%	Rs 3.10 bn
SINDM	65.92	-9.99%	Rs 2.97 bn
WASL	7.20	+0.98%	Rs 1.16 bn
OLPM	25.26	+7.49%	Rs 1.15 bn
ORM	10.63	+1.92%	Rs 797.2 mn
FPJM	19.62	+7.92%	Rs 667.5 mn

FAQ — FIBLM

What is the current FIBLM share price?

First IBL Modaraba (FIBLM) last traded at Rs 15.10 in the 6 Nov 2026 session, +4.86% on the day. Prices on this page are the PSX end-of-day close from the official delayed feed, not live prices.

What is FIBLM's 52-week range?

Across the daily-close series (2025-11-06 to 2026-11-05), FIBLM traded between Rs 9.85 and Rs 23.16. The latest close in the series was Rs 14.55.

Which PSX sector is FIBLM in?

First IBL Modaraba (FIBLM) is classified in the Modarabas sector on the Pakistan Stock Exchange.

What is the latest FIBLM dividend?

Total dividend per share for calendar 2020 was Rs 0.13; the most recent recorded payment is Rs 0.13 per share (ex-date Oct 19, 2020, pay date Nov 20, 2020). Dividend history as recorded by StockAnalysis, collected 6 Nov 2026.

What are FIBLM's P/E ratio and dividend yield?

First IBL Modaraba (FIBLM) shows a P/E ratio of 15.30 and a dividend yield of 0.00% in the public data collected 6 Nov 2026.

Answers are generated from this page's own figures (public data collected 6 Nov 2026; prices are the 6 Nov 2026 PSX end-of-day close, not live).

First IBL Modaraba (FIBLM) is classified in the Modarabas sector on the Pakistan Stock Exchange.

Every figure above comes from public listings collected on 6 November 2026 (StockAnalysis and SmartMoney, merged by symbol), with the price, change and volume refreshed on 6 Nov 2026 from the official PSX delayed market feed (end-of-day close, fetched 23:14 PKT) — delayed figures, not live prices. If this stock was absent from that feed, its price is the previous latest close. A dash means the measure was not published for this stock by the sources, not that it is zero. Compare FIBLM with the market's largest shares in the Top 250 screener, browse the whole market in Stocks A–Z, and read the ratios explainer in Learn.

This page is a data summary for education, not a recommendation to buy or sell FIBLM.